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	<title>Law Office of Charles R. Stewart, LLC</title>
	<link>http://www.lawofficestewart.com</link>
	<description>Lawyer Western Maryland Hagerstown</description>
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		<title>Newsletter &#8211; June 2010</title>
		<description><![CDATA[Welcome to your first e-Newsletter. Our new e-Newsletter provides us with an exciting way to communicate insightful articles, industry specific news, and developments within our firm. We are confident the articles and announcements included in our e-Newsletter will become a valuable and respected source of information for you. In this Issue Think You Don&#8217;t Have [...]]]></description>
		<link>http://www.lawofficestewart.com/newsletter-june-2010</link>
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		<title>You can’t take it with you . . .</title>
		<description><![CDATA[Giving gifts during your lifetime can be an important part of your overall estate plan. While often used to provide for and protect family members, friends, and organizations, lifetime gifting allows you to enjoy the results of your gift while still alive, pay for education or medical needs of others, and fulfil charitable and altruistic [...]]]></description>
		<link>http://www.lawofficestewart.com/you-can%e2%80%99t-take-it-with-you</link>
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		<title>Estate Tax Repeal &#8211; Fact and Fiction</title>
		<description><![CDATA[“Save family farms and small businesses -repeal the death tax!” With an election looming, candidates once again dust off the estate tax issue (spun as “death tax” for emotional appeal). Unfortunately, the rhetoric doesn’t stand up to the facts. FICTION: The estate tax takes half your estate FACT: The estate tax currently only applies to [...]]]></description>
		<link>http://www.lawofficestewart.com/estate-tax-repeal-fact-and-fiction</link>
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		<title>The Truth About Living Trusts</title>
		<description><![CDATA[A slick salesman offers a living trust for just a few thousand dollars that will reduce taxes, avoid probate, save time and money, and avoid creditors. It almost seems too good to be true! Beware – it may be. Real benefits of these “trust factories” (often non-attorneys) often fail to live up to the claims. [...]]]></description>
		<link>http://www.lawofficestewart.com/the-truth-about-living-trusts</link>
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		<title>Saving for College &#8211; 529 Plans</title>
		<description><![CDATA[As the air chills and kids head back to school, thoughts turn to college plans &#8211; and for the parents, college costs. Last year, the average cost of a four-year public college increased 6.6% to $12,127, and 5.7% to $29,026 for a private four-year college. Congress, attempting to help parents save for their children’s education, [...]]]></description>
		<link>http://www.lawofficestewart.com/saving-for-college-529-plans</link>
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		<title>Estate Planning for Non-Married Couples  Part II &#8211; Advanced Planning Techniques</title>
		<description><![CDATA[Earlier, we discussed essential components of estate planning emphasizing an extra measure of protection for non-traditional couples. When a will contest appears likely or additional tax planning is needed, however, more advance planning techniques are advised. Joint ownership is the simplest planning tool as property generally passes to the joint owner outside of probate. Joint [...]]]></description>
		<link>http://www.lawofficestewart.com/estate-planning-for-non-married-couples-part-ii-advanced-planning-techniques</link>
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		<title>Estate Planning for Non-Married Couples  Part I &#8211; The Essentials</title>
		<description><![CDATA[The loss of a life partner can be devastating, regardless of marital status and sexual orientation, but the grief is compounded for most non-married couples whose relationship is not legally recognized. In illness, the partner is often shut out of the decision making process during incapacity, and even denied visitation. By default, they have no [...]]]></description>
		<link>http://www.lawofficestewart.com/estate-planning-for-non-married-couples-part-i-the-essentials</link>
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		<title>A Resolution Worth Keeping:  Your Estate plan</title>
		<description><![CDATA[The New Year is a great time to reflect on accomplishments and future plans. If you resolve to get your finances in order, an estate plan is essential to an overall financial plan. Unfortunately, seven in ten people never create a will or estate plan. Every adult should have a will, advance medical directives including [...]]]></description>
		<link>http://www.lawofficestewart.com/a-resolution-worth-keeping-your-estate-plan</link>
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		<title>An Estate Planning Checklist</title>
		<description><![CDATA[Whether professionally prepared or done yourself, a comprehensive estate plan is composed of a number of important elements &#8211; a single omission can have serious consequences for those left behind. A properly planned and executed estate plan can provide comfort for your family during a difficult time and prevent unnecessary stress. Prepare and Execute a [...]]]></description>
		<link>http://www.lawofficestewart.com/an-estate-planning-checklist-2</link>
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		<title>Think you don&#8217;t have a will? You do!</title>
		<description><![CDATA[Think you don&#8217;t have a will? You do &#8211; the state intestate provisions. These are the default the state imposes on those you leave behind should you fail to make other arrangements. What does this &#8220;Will&#8221; have to say? FIRST: If none of my children are minors, I give my spouse fifteen thousand dollars ($15,000.00). [...]]]></description>
		<link>http://www.lawofficestewart.com/do-you-think-you-have-a-will</link>
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